Online Payments:
Use the CaneLink Online Payment portal to pay your student account at the University of Miami. You may pay using Electronic Check (eCheck), Credit/Debit Card, or Domestic Wire Transfer.
The CaneLink portal also allows you to:
- Enroll in the Monthly Payment Plan
- View, print, and save your Account Activity reports
- Save payment methods for future use
- View all account changes and communication history
Note: There is a 5-business-day waiting period for paper check and electronic check (eCheck), payments. Financial holds will be automatically released after this waiting period.
Payment Methods:
Electronic Check (eCheck / EFT / ACH)
An electronic check (eCheck) is a digital version of a paper check. To pay via electronic check (eCheck), you will need your bank’s routing number, the name of your financial institution, and your checking or savings account number.
- No service fee
- Payments post to your student account immediately, but funds may take 2–3 days to clear from your bank
- Like a paper check, eCheck payments must clear the banking system, which can take several days. During this period, payments may still be unsuccessful and returned (e.g. due to insufficient funds, incorrect account information)
- Financial holds are not lifted until paper check or electronic check (eCheck) payments have successfully been received fully cleared (5 business days), even though the payment appears on your account right away
Credit / Debit Card
Make payments using MasterCard, Visa, Discover, or American Express.
- Confirm your credit card billing address and ZIP code before submitting a payment
- Payments will include a 2.5% service fee
Domestic Wire Transfer
After creating your payment request in CaneLink, follow these steps:
- Download Payment Instructions
- Your payment instructions, including the payment processor’s bank account details, will appear on your tracking page
- Instructions can also be downloaded as a PDF
- The payment processor will never ask for your bank account information
- Send Your Wire Transfer
- Complete the wire using the provided bank details via online banking or at your local bank branch
- Wire transfers typically take 2–3 business days to arrive, but processing may take longer
- Track Your Payment
- A confirmation email will be sent once the payment processor receives your funds
- You can check your payment status anytime using the tracking link emailed to you when the payment request was created
- After the wire is received, the payment will post to your student account activity
Payment Guide
Unsuccessful Electronic Check Payments
Students with two or more unsuccessful payments— electronic check (eCheck), paper checks, or a combination—will lose the ability to pay by check for future transactions. A notification will be sent informing the student that a permanent hold has been placed due to multiple unsuccessful check payments.
For more details about paper check returns, visit the Cashier’s Office.
Fees and Restrictions:
- Electronic Check (eCheck): A $25 unsuccessful payment fee is charged for each returned electronic check (eCheck)
- After two unsuccessful payments electronic check (eCheck) / paper check (any combination), future payments must be made using:
- Certified funds (bank cashier’s check or money order)
- Online payments (domestic wire transfer or credit/debit card)
