Withdrawals and Return of Federal Aid Calculation


Official Withdrawals: An official withdrawal occurs when a student completes the withdrawal process as outlined in the University of Miami Academic Bulletin.

Withdrawal Date: The date that the student is officially withdrawn from the University. This date is determined during the withdrawal process.

Last Date of Attendance: The date the student notifies the University of their intent to withdraw.

Unofficial Withdrawals: An unofficial withdrawal (dropout) occurs when a student ceases attendance and does not complete the withdrawal process outlined in the student bulletin. Unofficial withdrawals are discovered through an audit of students with failing grades at the end of the semester.

Tuition Refunds

Withdrawing does not guarantee you a refund.  Tuition will be credited to your student account on a prorated basis depending on the date noted as the “Withdrawal Date” for official withdrawals (refund schedule available online and subject to change). Tuition will not be refunded for unofficial withdrawals. Fees are nonrefundable after the first week of the semester. 

Note: If you have financial aid, there may be adjustments to your aid after you withdraw. This may result in a lower overall refund, no refund, or a balance due to the University.

Return of Title IV Aid

In accordance with Federal Return of Titles IV Aid regulations.

The Return of Title IV Aid is prorated based on the number of days attended. The Return of Title IV Aid calculates the amounts of aid earned (student keeps aid) by the student and the amounts of aid that must be returned to each financial aid program. The aid will be returned within 45 days after the last date of attendance. The unearned aid will be charged to the student’s account and returned to the applicable financial aid program.

The last date of attendance for unofficial withdrawals is the midpoint of the semester. The University must determine the last date of attendance within 30 days after the end of the payment period and return unearned Title IV Aid within 45 days from the date determined that the student withdrew.

Students who withdraw after 60% of the semester have earned 100% of the Title IV Aid.

Note: Return of Title IV Aid applies to complete withdrawals and do not apply to course load reductions.


Last date of attendance: 50th day of the Semester
Total number of calendar days in semester*: 108
Percentage of attendance: 50/108 = 46.3%
Percentage of days not attended by student:  1-46.3% = 53.7%


The return of Title IV Aid will be calculated at 53.7%.

* Total number of calendar days may vary from semester to semester

Title IV Aid Programs:

  • Unsubsidized Federal Stafford Loans
  • Subsidized Federal Stafford Loans
  • Federal Perkins Loan
  • Direct Plus (Graduate Student)
  • Direct Plus (Parent)
  • Federal Pell Grant
  • Federal Supplemental Education Opportunity Grant (SEOG)
  • Academic Competitive Grant (ACG)
  • National SMART Grant
  • TEACH Grant
  • Iraq and Afghanistan Service Grants (IASG)

Return of Non-Title IV Aid

University Aid

The return of University Aid is calculated using the tuition refund percentage. Unearned aid will be charged to the students account and returned to the applicable financial aid program.

State Aid

The Florida Bright Futures award is based on the actual number of credits the student is enrolled. When a student withdraws the full amount of the award is returned.

The EASE award (formerly known as the FRAG award) is returned in full if the withdrawal date is within the first week of the semester. If the withdrawal date is after the first week of the semester the student earned the EASE.


The University will not return private education loans as the agreement is directly between the student and the lender.